Segregated Funds vs. Mutual Funds in Canada (2026): Why the Guarantee Is the Real Difference
Educational content. Examples are hypothetical. Almost everyone who asks about segregated funds leads with the same word. Guarantee. They have heard the product protects their money, and in a market that can fall twenty percent in a month, protection sounds like exactly what they want. The problem is that the guarantee rarely works the way […]
What Are Segregated Funds in Canada (2026): The Insurance Wrapper Most Investors Have Never Heard Of
Educational content. Examples are hypothetical. Almost everyone who asks about segregated funds has already half-decided they want the guarantee and half-suspects it's a sales gimmick. Neither instinct is wrong. A segregated fund is an insurance contract that invests your money in a pooled fund, the same way a mutual fund does, but wraps it in […]